Assessing your current and future financial condition can be a complicated endeavor. Our team at Boston Wealth Management believes that every individual should have a sense of his/her current financial condition and a plan to achieve his/her financial goals. Antoine de Saint-Exupery stated it clearly that “a goal without a plan is just a wish”. Our team at Boston Wealth Management believes that this quote is true. Boston Wealth Management wants to assist our clients in making their wishes a reality through comprehensive analysis and planning. As Benjamin Franklin stated “by failing to prepare, you are preparing to fail.”

Boston Wealth Management’s Retirement Readiness Analysis is constructed through a comprehensive analysis of the individual’s current and future financial condition. The client completes a comprehensive financial planning questionnaire. The answers to that questionnaire and the in-depth interview our team has with the candidate is used to complete the Retirement Readiness Analysis. The analysis evaluates the client’s:

• Income Sources
• Current and Future Expense Needs
• Special Expense Needs (College, Vacation, Cars, etc.)
• Net Worth
• Asset Allocation
• Portfolio Diversification
• Portfolio Performance
• Insurance Coverage

Through the review of the analysis, our team at Boston Wealth Management will provide recommendations on:

• Portfolio Construction and Asset Allocation Strategies
• Pre and Post Tax Contribution Strategies
• Distribution Strategies to Minimize Tax Implications
• Life and Long-Term Care Insurance Strategies
• Estate Planning Strategies

Boston Wealth Management charges an initial flat fee charge for our Retirement Readiness Analysis. Future updates to the financial plan and the generation of a new Retirement Readiness Analysis report are offered at a reduced rate. Boston Wealth Management believes that all individuals should have a holistic and comprehensive analysis and investment plan.  Furthermore, individuals should review and reassess their financial condition at least every 5 years. Through thoughtful analysis and careful planning, we can assist our clients in reaching their retirement goals. 

Financial Plan