Broker Check

286 Boston Post Road, Wayland, MA 01778

(508) 276-1098
Client Login

Investment Portfolio Management

At Boston Wealth Management, we integrate Fundamental Analysis and the Point & Figure Methodology to guide our investment decisions. These proven strategies help us identify strong-performing companies while analyzing market supply and demand trends for more precise trading decisions.

Fundamental Analysis

Focuses on identifying industry-leading companies with strong growth potential based on market and economic conditions.

Point & Figure Methodology

A century-old technique pioneer by Charles Dow, which logically tracks the forces of supply and demand to optimize investment strategies.

Portfolio Styles

Our team offers five distinct investment portfolio styles, each tailored to different risk tolerances and financial objectives.

Conservative

Prioritizes stability with lower risk and a focus on income generation.

Moderate Conservative

Balances stability with modest growth opportunities.

Moderate

A mix of risk and reward, designed for steady long-term growth.

Moderate Aggressive

Targets higher returns with increased market exposure.

Equity

Maximizes growth potential with a majority of stock-based strategy.

The 3 Portfolio Methodology: A Strategy for Stability

Our 3 Portfolio Methodology separates assets into funding goals that help protect against withdrawals during market downturns. This strategy is designed to mitigate volatility and enhance longevity in retirement planning.

Traditional diversification across asset classes has been widely recommended to soften market declines, yet the financial crisis of 2007-2009 revealed its limitations. Even with holdings across multiple equity types, investors experienced unprecedented losses.

That’s why our 3 Portfolio Methodology works to actively manage investment cycles – adapting allocation strategies to better navigate market fluctuations and promotes financial security throughout retirement.

Portfolio

1

(Time Frame 1-10 Years)

Designed for a steady start to retirement, this portfolio helps minimize risk while keeping income reliable. By focusing on fixed income and alternative investments, this portfolio reduces expose to stock market swings – promoting financial stability and a sense of confidence as you transition into retirement.

Portfolio

2

(Time Frame 11-25 Years)

Designed for moderate growth by offering a more diverse mix of assets with a higher percentage of stocks. While market fluctuations are expected, Portfolio 1 provides early retirement stability, allowing Portfolio 2 to grow over time. As Portfolio 1 is gradually used, Portfolio 2 shifts to a more income-focused strategy, promoting financial security for the future.

Portfolio

3

(Time Frame 25+ Years)

Designed for long-term retirement security and to grow aggressively to support later years. Due to the longer time horizon, this portfolio has a strong focus on stocks, which aims to take advantage of potential market growth opportunities associated with greater volatility. As retirement progresses, this portfolio shifts to a similar style to Portfolio 2, and eventually Portfolio 1 – helping individuals maintain reliable income well into their 90s and beyond.

FAQs